Oregon Mobile Home Loans
& Manufactured Home Financing
The Mobile Home Guy specializes in mobile and manufactured home financing throughout Oregon. We help buyers finance mobile homes in parks and manufactured-home communities, homes on leased land, and eligible manufactured homes on private property. Whether you are purchasing a single-wide, double-wide, or triple-wide home, our team can help you explore Oregon mobile home loan and chattel financing options.
2,000+
Loans Funded
20+
Years Experience
24hr
Pre-Approval
Why Oregon Buyers Choose Kris
Manufactured Home Financing, Done Right
Mobile Home Specialists
Manufactured & mobile home financing is all we do — not a side product.
Low Down Payments
Oregon programs with down payments as low as 5%, some with zero down.
Fast Pre-Approvals
Get pre-approved in as little as 24 hours so you can shop with confidence.
Competitive Rates
Access to multiple lenders means the right program at the right rate for you.
Mobile Home Financing in Oregon
Buying a manufactured or mobile home often requires a different financing approach than purchasing a traditional site-built home. The Mobile Home Guy focuses on financing manufactured housing and helps Oregon buyers understand the options that may be available based on the home, property type, location, age, land ownership, and loan program.
We work with buyers throughout Oregon, including people purchasing homes located inside manufactured-home communities, homes on leased land, and manufactured homes located on privately owned property.
Financing Mobile Homes in Oregon Parks
Many manufactured homes in Oregon are located inside mobile-home parks or manufactured-home communities where the buyer owns the home but leases the space underneath it.
These transactions may require financing designed specifically for manufactured housing rather than a traditional real-estate mortgage.
The Mobile Home Guy helps Oregon buyers explore financing options for eligible manufactured homes located in parks and communities throughout the state. Learn more about financing mobile homes in parks and the loan programs available for these properties.
Oregon Chattel Loans for Manufactured Homes
A chattel loan is a type of financing commonly used when the manufactured home is financed separately from the land underneath it.
This type of financing is often used for mobile and manufactured homes located inside parks, leased-land communities, and other situations where the homeowner owns the home but does not own the real estate beneath it.
The Mobile Home Guy specializes in manufactured-home financing and can help Oregon buyers understand which financing options may be available. Explore our chattel loan programs to learn how this financing works.
Manufactured Homes on Private Land in Oregon
Manufactured homes located on privately owned land may have different financing options than homes located inside mobile-home parks.
The available loan structure may depend on factors such as how the home is titled, whether the land is included in the transaction, the home's installation, property characteristics, and the requirements of the loan program.
Our team can help Oregon manufactured-home buyers review their property and financing scenario and determine which options may be appropriate. Not every home qualifies — the property should be reviewed before assuming eligibility.
Oregon Mobile Home Purchase Loans
If you are preparing to purchase a mobile or manufactured home in Oregon, getting financing information before making an offer can help you understand your budget and avoid surprises later in the transaction.
The Mobile Home Guy works with buyers purchasing manufactured homes in parks, leased-land communities, and other eligible manufactured-housing situations. Start your mobile home loan application to get pre-qualified.
Oregon Mobile Home Refinance Options
Manufactured-home owners may have refinance options depending on the home, property, current financing, equity, and available loan programs.
If you own a mobile or manufactured home in Oregon and are considering refinancing, our team can review your situation and help determine which options may be available. Talk with a manufactured home loan specialist to explore your refinance scenario.
Single-Wide, Double-Wide & Manufactured Home Financing
Manufactured homes come in many configurations, including single-wide, double-wide, and multi-section homes.
Financing availability can depend on the age, condition, installation, location, title status, property type, and requirements of the specific financing program.
Instead of assuming a home will or will not qualify, contact our team and let us review the specific property.
How Oregon Mobile Home Financing Works
Get Pre-Qualified
Tell us about your financing goals, the type of manufactured home you are considering, and whether the home is located in a park or on private land.
Review the Property
Once you identify a home, we review the property information and determine which financing options may be available.
Complete the Loan Process
Our team helps guide the financing process and works with the parties involved to collect the information required for the loan.
Complete Your Purchase
Once the loan requirements are satisfied and the transaction is ready to close, you can complete the purchase of your manufactured home.
Mobile Home Financing Throughout Oregon
The Mobile Home Guy works with manufactured-home buyers throughout Oregon. We help customers explore mobile and manufactured home financing in communities across the state, including:
and surrounding Oregon communities.
Oregon Manufactured Home Financing Specialists
Licensed Mortgage Professionals
Preferred Mortgage, LLC, DBA The Mobile Home Guy — NMLS #2475985.
Manufactured-Home Focus
Mobile and manufactured home financing is our specialty — not a side product.
Licensed in Oregon
Our team is licensed to serve Oregon manufactured-home buyers.
Statewide Service
Helping buyers across Oregon explore manufactured-home financing options.
Get Started in Minutes
Your Path to an Oregon Mobile Home
Four simple steps stand between you and the keys to your new home. It starts here.
Submit Your Info
Fill out the 2-minute form below — no credit pull, no commitment.
Kris Reviews & Calls
Kris personally reviews your situation and calls you to discuss options.
Get Pre-Approved
Receive your pre-approval letter and start shopping Oregon mobile homes.
Close & Move In
We handle the loan from application to closing day. You get the keys.
Get Pre-Approved
Complete your application in just a few minutes.
Your Oregon Specialist
Kris Covert
The Mobile Home Guy
Kris has helped hundreds of Oregon families finance their mobile and manufactured homes. As a specialist who focuses exclusively on manufactured housing, Kris knows the Oregon market, the parks, the lenders, and the programs that get deals closed — fast.